- Income
- $0
- Expenses
- $0
- Remaining
- $0
WealthBuilder Planning
Make room for the life you are planning.
Organize monthly income and expenses in one private worksheet, then compare today with a possible next chapter.
Monthly cash flow
See the tradeoffs before they become decisions.
Income$0
Expenses$0
Monthly remaining$0
Monthly categoryTodayAlternativeRetirement
01
Personal & family
Everyday spending, family commitments, and the costs that make life feel like yours.
Section total$0$0$0
Alimony
Bank charges
Books & magazines
Business expenses
Care for a parent or other family member
Cash & miscellaneous
Cell phone
Charitable giving
Child activities
Child allowance & expenses
Child care
Child support
Clothing
Club dues
Credit card payments
Dining
Education
Entertainment
Gifts
Groceries
Health care: dental
Health care: medical
Health care: prescriptions
Health care: vision
Hobbies
Household items
Laundry & dry cleaning
Personal care
Personal loan payments
Pet care
Public transportation
Recreation
Self improvement
Student loan payments
Travel & vacations
Other personal expenses
02
Insurance
Premiums that protect your income, family, home, and future plans.
Section total$0$0$0
Disability insurance
Life insurance
Long-term care insurance
Medical insurance
Umbrella liability insurance
Other insurance
03
Home
Housing, utilities, upkeep, and the costs of maintaining your space.
Section total$0$0$0
First mortgage
Second mortgage
Home equity line
Real estate taxes
Rent
Homeowners insurance
Association fees
Electricity
Gas or oil
Trash pickup
Water & sewer
Cable or satellite TV
Internet
Telephone
Lawn care
Major repairs
Regular maintenance
Furniture
Household help
Other home expenses
04
Vehicle 1
Use this section for a car, boat, RV, or other vehicle.
Section total$0$0$0
Loan payment
Lease payment
Insurance
Personal property tax
Fuel
Repairs & maintenance
Parking & tolls
Docking & storage
Other vehicle expenses
05
Vehicle 2
Add a second vehicle or another recurring transportation expense.
Section total$0$0$0
Loan payment
Lease payment
Insurance
Personal property tax
Fuel
Repairs & maintenance
Parking & tolls
Docking & storage
Other vehicle expenses
06
Taxes
Monthly tax withholding or estimated payments that affect take-home income.
Section total$0$0$0
Client FICA
Client Medicare
Co-client FICA
Co-client Medicare
Federal income tax
State income tax
Local income tax
Other taxes
07
Income
Enter reliable monthly income before taxes and expenses are considered together.
Section total$0$0$0
Employment income
Other income
Your monthly picture
A clearer starting point for the conversation ahead.
- Income
- $0
- Expenses
- $0
- Remaining
- $0
- Income
- $0
- Expenses
- $0
- Remaining
- $0