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Integrated Personal and Business Services
Personal Services
Financial planning
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An ongoing collaborative financial planning process designed to help you reach your financial goals. LEARN MORE
Investing
A rigorous, repeatable investment management process, designed to identify opportunities, manage risk, and build portfolios that are resilient across market environments. LEARN MORE
401K Advice
Wondering how to better manage your work retirement accounts? Set-it-and-forget-it no longer works! In today’s market, being passive with your retirement savings is no longer an option. LEARN MORE
Personal Tax Preparation and planning
We work as part of your team to ensure that taxes don’t derail your financial plan. Our tax experts stay up to date on the ever-changing tax laws and can help you make appropriate decisions. We are available year-round and will be proactive in tax planning and filings to ensure that efficient tax strategies are discussed and implemented as appropriate. LEARN MORE
Personal Insurance Solutions
We educate and help protect clients through a comprehensive financial plan that accounts for goals, budget, taxes, and estate planning. LEARN MORE
Estate Planning Advice
Attorney-assisted estate plan preparation services designed to give clients peace of mind and control over their wealth. LEARN MORE
Business Services
Business Taxes Preparation and Planning
Our team has decades of experience preparing tax returns, including:
- Individual, partnership, and corporate income taxes
- State and local sales taxes
- Payroll taxes
Group Health Insurance
- Are you maximizing the value of your group plan’s financial investment?
- Are you overpaying for your group plan?
- Is your group plan compliant?
- Is your group plan being serviced to your satisfaction?
- Are you looking to improve your group plan offerings?
- Are your employees happy with your current group benefits?
Business Transitions
100% of business owners will exit their businesses during their lifetimes. What’s your exit plan?
Selling Your Business Is Personal. Your Advisor Should Treat It That Way.
Business Brokerage and Exit Advisory for privately held businesses through our affiliate, MRA Business Transitions. LEARN MORE
Group Retirement Plans
MRA helps business owners design, implement, and manage customized retirement plans, providing plan design, fiduciary guidance, compliance support, employee education, and ongoing administration to help businesses maximize benefits while minimizing administrative burden. LEARN MORE
Bookkeeping
Affiliate MRA Tax Services works with business owners and provides accurate, timely bookkeeping services, including transaction recording, account reconciliation, financial reporting, payroll coordination, and ongoing support, delivering reliable financial records to help business owners make informed decisions. LEARN MORE
Estate Planning Advice
Attorney-assisted estate plan preparation services designed to give clients peace of mind and control over their wealth. LEARN MORE
Welcome to MRA
MRA Advisory Group (“MRA”) is an independent financial planning firm (“RIA”) offering global services, with offices in Florida and New Jersey. Most of our advisors have over 20 years of experience in the American market. Since 2012, MRA advisors have worked together as financial planning and wealth management professionals, associated with an American brokerage firm. In 2017, the team transitioned MRA into a fully independent registered investment advisory firm.
Our mission:
To help our clients solve their current financial challenges and plan for the future with confidence.
Video: Services and Process
What our clients say about us*
*Testimonials were provided by current clients at the time of their respective testimonials. The client was not compensated, nor are there material conflicts of interest that would affect the given statement. The statement may not be representative of the experience of other current clients and does not provide a guarantee of future performance, success or similar services. The client testimonials presented were chosen by the firm, other clients may have different experiences.
Latest News
~ * Happy Father’s Day * ~
Our first hero, our role model, teller of Dad jokes, music influencer, grill master, and our foundation.Enjoy your day, Dad!!
Financial Cleanup: Organizing Your Financial Records
An integral part of managing your personal finances involves properly maintaining your financial records. This is especially important in the event of a crisis or emergency so that you can quickly locate something if needed. That's why you should make a point of...
Remembering Our Fallen Heroes
On this Memorial Day, let's remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Their legacy of service and sacrifice will be forever etched in our hearts. Let's take a moment to be grateful for their dedication and thank those...
Midyear Checkup: Can You Contribute More?
With traditional pensions in decline, other work-based plans that are driven primarily by employee contributions, such as 401(k), 403(b), and 457(b) plans, are the bedrock of the U.S. retirement system. This means it's up to you to build retirement savings. If you'd...
~ * Happy Mother’s Day * ~
We probably don't say it enough but we appreciate everything you do!!! Put your feet up and enjoy your day!
What the 2026 Social Security Age Change Means for You
If you're nearing retirement, you’ve probably wondered when to start taking Social Security benefits. For years, age 65 was considered the “normal” retirement age, but a law passed in 1983 gradually raised this age to reflect the increasing life expectancy of...
DISCLOSURE: MRA is not affiliated with any Social Media site or news provider and does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted on Social Media or news provider sites. We do not control, serve, adopt or endorse any content may be published on Social Media or news provider sites and no post that MRA or any of our employees may post is intended to be a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice.
Frequently Asked Questions
You’ve got questions. We’ve got answers.
Have a few questions after exploring our solutions and capabilities? Check out some of the most frequently asked questions for all your answers.
Who is MRA Advisory?
We are a Registered Investment Advisory (RIA) firm that focuses on offering generational planning services in a fiduciary capacity. With offices in New Jersey, Florida, and Kentucky, we offer flexible, subscription-based advisory services for every stage of our clients’ (individuals and businesses) financial journey. Together since 2012. Independent since 2017.
Most of our individual and business clients are in the United States and the Americas.
Does MRA Advisory charge for initial meetings?
No. We offer FREE initial conversations and assessments for potential individual and business clients.
What to expect from an initial conversation with us:
- A friendly and knowledgeable staff who understands the financial issues of your generation
- Confidentiality about your financial situation
- Professionals who work in a fiduciary capacity
- An open conversation about your financial goals and dreams
- An initial assessment of any “financial blind spots” that may be in the way for you to achieve your financial goals
- Disclosure on how we are compensated and a tailored outline of how we can partner with you to help you reach your financial goals
What's the cost and what's included with MRA Advisory financial planning subscription service?
Financial planning service subscription starts at $69/month. The subscription fee may be waived depending on the amount of client assets managed by MRA Advisory, case complexity, and the number of meetings per year.
Financial planning services include:
Partnership with a dedicated fiduciary advisor who understands that every investor is unique. We employ a systematic process to help our clients achieve their financial goals. Your subscription includes:
- Dedicated fiduciary advisor. Most of our advisors have at least 20 years of industry experience.
- Assistant with setting financial planning portal to monitor and track your finances and financial plan.
- Budgeting support
- Asset allocation/portfolio construction advice for all your investments
- Investment policy statement and full access to MRA Investment Committee’s portfolio holdings
- Insurance planning: life, disability, long-term care, auto
- Estate planning guidance
- Executive compensation guidance: Employer stock plan, deferred compensation arrangements, benefits package
- Tax strategy and planning
- The number of meetings/check-ins per year varies from two to four (based on your situation).
Does MRA Advisory have account minimums?
We work with clients with investment portfolios managed by MRA Advisory with a minimum of US$50,000.
How much does it cost to invest with MRA Advisory?
The cost (advisory fee) is between 0.40% and 2.00% per year based on the value of assets managed by MRA Advisory. The cost covers the services provided by MRA Advisory and includes custodial services and working with a dedicated financial advisor to you. The advisory fee is charged monthly at the beginning of each month based on the customer’s account balance at the end of the previous month and is debited directly from the customer’s account. The advisory fee does not include costs charged by investment funds or the cost of additional services charged by the intermediary or custody firm.
When calculating the advisory fee, MRA also considers the total assets of the accounts under management and the complexity of each client’s case. The complexity of the case is determined by a combination of meetings per year, the number of goals, and the portfolio structure.
Prices are subject to change. Please read our ADV Brochure document for more information, which is available on this website.
How do I open an investment account with MRA Advisory?
We use a secure digital process for account opening and transfers.
How do I transfer my current investment accounts to MRA Advisory?
MRA Advisory works with the major U.S. custodians and can transfer most accounts into our platform.