Step 01
Research
Analyze global markets, economic trends, and academic research to identify opportunities that belong in a disciplined process.
Core
Broad, diversified ETF holdings.
Explore
Tactical opportunities in support of long-term objectives.
WealthBuilder Portfolios
Investing should fit the rest of your life.
MRA’s Investment Committee uses a repeatable, risk-based process that keeps portfolio decisions connected to your goals, taxes, timeline, and wider plan.
Request a portfolio review →WealthBuilder Portfolios
Risk has a place in the plan.
WealthBuilder portfolios use diversified ETFs, stocks, and fixed income across U.S., international, and emerging markets. The allocation is selected around the market risk that fits your goals, comfort, timeline, and the other decisions your investments need to support.
Moderate
WealthBuilder Growth + Income
A more even mix for investors seeking both growth and income.
Stocks Bonds
Illustrative suggested allocations shown by MRA. A portfolio recommendation follows completion of a suitability profile.
A Disciplined Process
Core for the long term. Explore for opportunity.
MRA’s Investment Committee combines broad, diversified Core holdings with a tactical Explore allocation, then connects those portfolio decisions back to the goals they are meant to serve.
Core + ExploreOne disciplined process.
Select a stage to explore the process.
How MRA Invests
Built around the full picture.
Personalized portfolios
Strategies built around your goals, risk tolerance, time horizon, and wider plan.
Diversification
Broad exposure across asset classes, sectors and geographies.
Tactical asset allocation
Forward-looking decisions for changing market and economic conditions.
Continuous monitoring
Markets are tracked and portfolios are reviewed on an ongoing basis.
Tax-efficient investing
Investment decisions considered alongside the tax dimension of your financial life.
Confidence through discipline
A repeatable process designed to keep the focus on long-term objectives.
Purpose-Driven Options
Invest with your values in view.
Biblically Responsible Investing
For investors who want to align investment choices with Christian values and principles.
Explore BRI Investing →Sustainable Investing
For investors seeking an approach that considers climate initiatives, economic growth and social needs alongside long-term profitability.
Explore Sustainable Investing →A Connected Approach
One decision can affect the rest.
MRA brings planning, investing, taxes, insurance, estate planning, and business strategy into the same conversation when they matter to your next decision.
Meet an Advisor →Investment Advisory Fees
Fee-based advice. No commissions.
0.40% to 2.00% annually.
MRA’s Wealth Management advisory fee is based on the assets MRA manages, the selected service model, and the complexity of the investment strategy. Your specific rate is confirmed in your advisory agreement.
How The Fee Is Calculated
- 01
Start with household assets
MRA applies its fee schedule to the assets it manages for your household. The rate may be negotiated and depends on the service and strategy selected.
- 02
Calculate monthly
The annual advisory fee is calculated monthly from the value of assets under management, using the applicable household fee tier.
- 03
Prorate the first month
For a new account opened during the month, the initial fee is adjusted for the days remaining in that month after assets are received.
Advisory fees are separate from fees and expenses charged by certain investments or other service providers. Please review the ADV Brochure and your advisory agreement for complete fee, billing, and service details.
From the Investment Committee
Market Commentary
A monthly perspective on the conditions investors are watching and the portfolio discipline that helps keep decisions connected to the plan.
Latest commentary
October 2026
From the Investment Committee: October 2026 Market Outlook
Each month, MRA’s Investment Committee reviews market conditions, economic data, and portfolio positioning to make sure our strategy reflects what’s actually happening in the world, not just the headlines.
Markets continue to move in response to shifting expectations around growth, inflation, and Federal Reserve policy. Rather than reacting to short-term noise, our Committee stays focused on the long-term, disciplined process that drives how we build and manage portfolios.
We believe every financial decision is connected. That’s why our investment approach is never viewed in isolation. It’s coordinated with your retirement timeline, tax situation, and broader financial plan.
Investing involves risk, including the possible loss of principal. Past performance does not guarantee future results. This information is provided for educational purposes only and is not intended as individualized investment advice.
Read the full outlook for this month’s data review and portfolio positioning, plus a link to download our Monthly CIO Market Outlook report.
Read the Full Outlook →