by Jolaine Richmond | Oct 12, 2018 | Investments, Planning, Portfolio, Retirement
Until early 2018, stocks were enjoying their longest period without a five percent pullback in nearly 90 years.1,2 But in early February, that calm came to a sudden and decisive end, as the Standard & Poor’s 500 Index fell more than six percent during the first... 
by Jolaine Richmond | Sep 21, 2018 | Estate, Heirs, Planning
Tip: One key difference between a will and a living trust is when they take effect. A will takes effect when you die; a living trust takes effect when you execute it and begins to operate when you transfer assets to it. Do you have a will? A will enables... 
by Jolaine Richmond | Aug 31, 2018 | Planning, Children, Estate, Family
It has been said that the best inheritance we can give our children is a few minutes of our time every day. It’s also true, though, that our children will not always have us in their lives. Children with special needs may require lifetime assistance,...