Select Page

MRA High Yield Savings

“And they pay in cash, which is just as good as money….” Yogi Berra


Open an account: Individual/JointAccount Login

Yield. Safety. Liquidity.

No transaction limits

4.94% APY*

Minimum initial account balance: $10,000

The MRA High Yield Savings is an insured high-yield cash account offered through your financial advisor. From start to finish, you can enjoy an experience that delivers uncommon value and one that can bring forth the true potential of the money you have earned and saved.

Welcome to a better home for your cash.



Highest Insurance levels

$25 million  in FDIC insurance per tax ID***




Link your external accounts for easy money transfers




Simple online access to account information 24/7 with unlimited transaction capability.


One account can get you immediate access to a network of 800+ federally insured institutions to keep your money safe and insured—the same network being utilized by some of the most recognizable brands in the nation for the past 10 years.

  • Receive only one Form 1099 to keep tax reporting simple
  • You remain anonymous to the program custodian and all the banks in the network, so you won’t be solicited
  • Ability to select an impact option

How it works

Get Started

  • Click here to access our online application (business accounts are opened via paper application).

  • Take less than 5 minutes to complete the application where you can link your MRA High Yield Savings account to any number of bank, brokerage, or advisory accounts…and submit. That’s it!

  • Receive a confirmation and put your money safely to work for you in the following business day.


All information contained herein is for informational purposes and should not be construed as investment advice. It does not constitute an offer, solicitation or recommendation to purchase any security. Some information contained in this presentation has been obtained from sources believed to be reliable, but it cannot be guaranteed by StoneCastle or any of its affiliates.

StoneCastle Network, LLC (“StoneCastle”) is the program Administrator. StoneCastle is not a bank, nor does it offer bank deposits and its services are not guaranteed or insured by the FDIC, NCUA or any other governmental agency. 

MRA High Yield Savings satisfies the FDIC’s requirements for agency pass-through deposit insurance coverage. Program banks in the MRA High Yield Savings network are FDIC-insured “banks” and “savings associations” as those terms are defined in the Federal Deposit Insurance Act. The FDIC Limit is $250,000 per depositor per bank. The NCUA operates the National Credit Union Share Insurance Fund (NCUSIF) to protect accounts at federally insured credit unions up to $250,000.

MRA High Yield Savings is not a member of FDIC or NCUA, but the depository banks where your money is placed are FDIC and NCUA members. FDIC and NCUA are independent agencies of the U.S. government that protects the funds depositors place in FDIC and NCUA insured institutions. FDIC and NCUA deposit insurance is backed by the full faith and credit of the U.S. government. Funds may be submitted for deposit only after a depositor enters into a MRA High Yield Savings agreement. The Agreement contains important information and conditions regarding the depositing of funds.

* Yield is effective as of May 1, 2024 and is for a maximum deposit of $25 million. Balances in excess of $25 million will receive a blended rate. Current yield and maximum deposit insurance coverage is indicative for MRA High Yield Cash and may be lower or higher than what is stated due to changes in market or business conditions. Past performance does not guarantee future results. Please contact your financial advisor for the most current yield and maximum deposit insurance coverage.

** Liquidity is on a next business day basis. Same day purchase credit and next day liquidity redemptions are subject to a 3:00PM ET cut-off. Please read the MRA High Yield Savings Terms and Conditions for more complete information and the governing terms of the account (including liquidity, terms, etc.).

*** Balances held in client Custody Accounts may not receive FDIC and NCUA insurance. If you have any cash at any depository institution that is in the bank network then you may not receive full FDIC or NCUA insurance coverage on your deposits at those institutions.

MRA Advisory Group receives a 0.05% placement fee by opening accounts through Stone Castle. Stated APY is net of those fees.


Translate »