by MRA Advisory Team | Mar 11, 2026 | Credit Score, Debt, Establishing Credit, Finances, Goal Setting
Many younger Americans don’t really think about their credit score in their day-to-day lives, in fact some have never looked up their score at all. Others don’t know the range (the FICO score range, which most lenders use, is 300 to 850) or what constitutes a good or...
by MRA Advisory Team | Mar 4, 2026 | Financial Planning, Goal Setting, Investment Planning, IRA, Portfolio, Retirement Planning
The median retirement savings for U.S. workers aged 21 to 64 is just $40,000 for those who have a direct contribution savings account. Social Security benefits make up nearly half of retirees’ income, so deciding when to collect can have a big impact on your...
by MRA Advisory Team | Feb 23, 2026 | High Yield Savings Account, Investment Planning, Retirement, Retirement Planning, Roth 401(k), Savings, WealthBuilder Investing, Women & Wealth, Women In Retirement, Women's Retirement
Something has been happening that’s surprising to many Americans. Like snow falling quietly overnight, wealth has a way of sneaking up: steadily increasing salaries, 401(k) contributions, stock options, rising home equity, and inheritances. It accumulates while you’re...
by MRA Advisory Team | Feb 9, 2026 | 401(k), Estate Planning, Female Investors, Financial Planning, Goal Setting, Investments, IRA, Retirement Planning
Your 20s and 30s are one of the most powerful decades of your financial life. During this crucial period, you may be starting your career from scratch, but time is definitely on your side. Use this time to build a few smart, repeatable habits early and let them run...
by MRA Advisory Team | Feb 5, 2026 | Retirement, Retirement Planning, Social Security Benefits, Women's Retirement
Your wages after age 60 have an outsize effect on how big your Social Security benefit will be. No matter what age you start collecting Social Security, the size of your monthly check is linked to something called the Primary Insurance Amount, your projected monthly...
by MRA Advisory Team | Jan 15, 2026 | Estate Planning, Financial Planning, Financial Savings, Goal Setting, Investments, IRA, Portfolio
The traditional retirement model at 65 is no longer the norm. Many workers today retire in stages, sometimes referred to as phased or micro-retirements. Working in retirement is increasingly common, whether through part-time jobs, consulting, or passion projects....
by MRA Advisory Team | Dec 31, 2025 | Happy New Year
May 2026 bring you happiness, prosperity, and good health!
by MRA Advisory Team | Dec 18, 2025 | 401(k), Finances, Financial Planning, Investment Planning, Roth 401(k)
Starting a 401(k) early gives compound interest more time to grow your savings. Employer matching is essentially free money that accelerates long-term returns. To choose between a traditional 401(k) and a Roth 401(k), decide when you want to pay taxes, either now...
by MRA Advisory Team | Dec 14, 2025 | Happy Hanukkah
May the Festival of Lights bring you and your family the warmth of joy, a glow of happiness, and a bright celebration filled with love and laughter.
by MRA Advisory Team | Dec 3, 2025 | 2026 Key Numbers to Remember, Budgeting Tools, Finances, Goal Setting, Planning
If you’d like some guidance with financial planning for 2026, MRA Advisory Group offers complimentary first meetings with our advisors. Schedule one today and let’s get to work! Schedule a meeting Individual Income Tax Planning Adoption credit Adoption...
