As we’re all aware, Florida is dealing with Hurricane Ian’s fallout right now. Our thoughts are with our MRA family, clients, and all Floridians as they battle this storm, with the hope they are in safe and secure locations. Our hearts are with those communities that were hit the hardest.
Please keep our fellow Floridians in your thoughts and consider a donation to help them get back on their feet by providing food and emergency supplies.
Give Blood if you can! The Red Cross has sent O-positive blood to Florida to ensure it’s available for patients impacted by the storm. O-positive is the most transfused blood type but all types are welcome!
With this terrible event in mind, here are some ways to be prepared in the event of a future emergency.
Most communities could be impacted by some type of natural disaster, whether it’s a wildfire, hurricane, tornado, earthquake, or flood. Here are some tips to help keep your family safe in an emergency and allow you to leave quickly with the items you need most.
Gather important documents that may be difficult or impossible to replace. These are some examples, but you may want other documents as well.
- Insurance policies, banking, and financial account information, and account numbers
- Identification such as driver’s licenses, passports, birth and marriage certificates, and Social Security and Medicare cards
- Contracts, wills, deeds, and recent tax returns
- An inventory of your household possessions
In case you are not home when a disaster strikes, consider storing electronic copies of critical documents on a thumb drive or encrypted in the cloud. You might also want to keep the thumb drive and/or original documents in a fireproof safe or a safe-deposit box.
Assemble a disaster kit with basic necessities for your home. Include nonperishable food, bottled water, first-aid supplies, flashlights, an emergency radio, extra batteries, a wrench or pliers to turn off utilities, and a whistle to signal for help. With ongoing concerns regarding COVID-19, make sure to add face coverings, soap, hand sanitizer, and disinfecting wipes to your emergency kit.
Have a list of items to take with you. Start with your home disaster kit and critical documents. Remember to take prescription medications; clothing and bedding for each household member; computer hard drives, laptops, tablets, mobile phones, and chargers; eyeglasses; photos; and special food or other items for children, disabled or elderly family members, and pets.
Plan where you will go if you must evacuate. Will you stay with friends or family in another town, or head to a hotel or a community shelter? Map out a route to your destination as well as an alternate route if roads are blocked or impassable. Identify a safe place to meet if family members become separated. Choose a family member who lives elsewhere to serve as an alternate point of contact. Check the settings on your mobile phones to make sure emergency alerts and warnings are enabled. Practice packing up and leaving your home in 10 minutes or less.
Be sure you have appropriate insurance. The coverage you need depends on the disasters most likely affecting your home and community. Damage from some natural disasters, such as wildfires, hurricanes, and tornadoes, is generally covered under your homeowner’s policy, up to policy limits. However, damage from floods and earthquakes typically requires separate policies. Contact your insurance agent to discuss appropriate coverage.
For more information from FEMA, see ready.gov/be-informed and ready.gov/plan.
Advisory Services are offered through MRA Advisory Group, a Registered Investment Adviser. This information was developed by Broadridge, an independent third party. It is general in nature, is not a complete statement of all information necessary for making an investment decision and is not a recommendation or a solicitation to buy or sell any security. Investments and strategies mentioned may not be suitable for all investors. Past performance is no guarantee of future results. Nothing herein, nor any attachment, shall be considered to constitute (i) an offer to sell, nor a solicitation of an offer to purchase, any security or (ii) tax or legal advice.