by Jolaine Richmond | Oct 12, 2018 | Investments, Planning, Portfolio, Retirement
Until early 2018, stocks were enjoying their longest period without a five percent pullback in nearly 90 years.1,2 But in early February, that calm came to a sudden and decisive end, as the Standard & Poor’s 500 Index fell more than six percent during the first... 
by Jolaine Richmond | Sep 27, 2018 | Entrepreneur, Millennial
Here’s what we learned Beth Roccisano, age 23, has experience as a licensed esthetician for 3 years. After graduating from Christine Valmy Beauty School in May of 2015, Beth accepted her first job with a team of licensed estheticians located in Westwood, NJ in... 
by Jolaine Richmond | Sep 21, 2018 | Estate, Heirs, Planning
Tip: One key difference between a will and a living trust is when they take effect. A will takes effect when you die; a living trust takes effect when you execute it and begins to operate when you transfer assets to it. Do you have a will? A will enables... 
by Jolaine Richmond | Sep 14, 2018 | Taxes
Who among us wants to pay the IRS more taxes than we have to?¹ While few may raise their hands, Americans regularly overpay because they fail to take tax deductions for which they are eligible. Let’s take a quick look at the six most overlooked opportunities to... 
by Jolaine Richmond | Sep 7, 2018 | Retirement
If you’re like many small business owners, running your own business is an all-consuming endeavor. In the face of everyday demands, choosing a retirement plan for your business can become a casualty. The idea of establishing a plan could evoke...