Your future needs a plan
focus on your full picture
Integrated Personal and Business Services
Welcome to MRA
MRA Advisory Group (“MRA”) is an independent financial planning firm (“RIA”) offering global services, with offices in Florida and New Jersey. Most of our advisors have over 20 years of experience in the American market. Since 2012, MRA advisors have worked together as financial planning and wealth management professionals, associated with an American brokerage firm. In 2017, the team transitioned MRA into a fully independent registered investment advisory firm.
Our mission:
To help our clients solve their current financial challenges and plan for the future with confidence.
Video: Services and Process
What our clients say about us*
*Testimonials were provided by current clients at the time of their respective testimonials. The client was not compensated, nor are there material conflicts of interest that would affect the given statement. The statement may not be representative of the experience of other current clients and does not provide a guarantee of future performance, success or similar services. The client testimonials presented were chosen by the firm, other clients may have different experiences.
Solutions
Financial Education
Financial education is the set of knowledge and skills that help people earn, spend, save, invest, and protect money consciously throughout their lives.
Financial Planning
Financial planning is a structured, ongoing process that helps an individual or family organize, protect, invest, and transfer assets, thereby aligning financial decisions with short-, medium-, and long-term life goals.
Unlike merely “investing money,” the focus is on coordinating all areas of finance, as in the US, security is a major concern.
Investment Management
Investing for the long term entails allocating resources over several years (typically 5, 10, 20, or more), focusing on wealth growth, leveraging compound interest, maintaining discipline, and taking advantage of tax benefits along the way.
Taxes
Planning and preparing tax returns are two distinct yet complementary services that help individuals and businesses comply with the law and pay the lowest possible taxes.
Latest News
Navigating the New Tax Bill – Webinar on Demand
WEBINAR ON DEMAND Navigating the One Big Beautiful Bill Act (PL 119-21): Key Changes Overview Register and Watch The One Big Beautiful Bill Act (PL 119-21) is now law, bringing significant tax changes. We want to ensure you have the information you need. Join our free...
No Savings in Your 20s? How to Start Building Wealth Now
Only a small slice of Generation Z is in the habit of paying themselves first. Just 15% of Gen Zers set aside a percentage of every paycheck in savings, and only one in five contribute to a 401(k) or other retirement account, according to a 2024 Bank of America...
Navigating Financial Conversations with Aging Parents
Having a conversation with your parents about their finances can seem like a daunting task. However, it is an essential step in helping to ensure their financial well-being as they get older. Here are some practical tips to help you navigate these discussions. Start...
$1.26 Million to Retire? How to Get There
How much do you need to retire? A common answer is $1.26 million, according to the Planning and Progress Study 2025 by insurance and financial company Northwestern Mutual. However, you may not need a million dollars to retire comfortably. We'd like to help you figure...
~ * Happy 4th of July * ~
As we gather to celebrate the 4th of July, we’re reminded of the values that make this country—and our community—so special: freedom, perseverance, and the pursuit of a better future. At MRA Advisory Group, we are grateful every day for the opportunity to serve you....
7 Effective Personal Finance Practices You Need to Start
Mastering personal finance is an essential life skill. Beyond managing money, it’s about optimizing what you already have to build wealth and achieve financial freedom. Whether you are just beginning your career or want to enhance your habits, we discuss seven best...
DISCLOSURE: MRA is not affiliated with any Social Media site or news provider and does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted on Social Media or news provider sites. We do not control, serve, adopt or endorse any content may be published on Social Media or news provider sites and no post that MRA or any of our employees may post is intended to be a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice.
Frequently Asked Questions
You’ve got questions. We’ve got answers.
Have a few questions after exploring our solutions and capabilities? Check out some of the most frequently asked questions for all your answers.
Who is MRA Advisory?
We are a Registered Investment Advisory (RIA) firm that focuses on offering generational planning services in a fiduciary capacity. With offices in New Jersey, Florida, and Kentucky, we offer flexible, subscription-based advisory services for every stage of our clients’ (individuals and businesses) financial journey. Together since 2012. Independent since 2017.
Most of our individual and business clients are in the United States and the Americas.
Does MRA Advisory charge for initial meetings?
No. We offer FREE initial conversations and assessments for potential individual and business clients.
What to expect from an initial conversation with us:
- A friendly and knowledgeable staff who understands the financial issues of your generation
- Confidentiality about your financial situation
- Professionals who work in a fiduciary capacity
- An open conversation about your financial goals and dreams
- An initial assessment of any “financial blind spots” that may be in the way for you to achieve your financial goals
- Disclosure on how we are compensated and a tailored outline of how we can partner with you to help you reach your financial goals
What's the cost and what's included with MRA Advisory financial planning subscription service?
Financial planning service subscription starts at $92/month. The subscription fee may be waived depending on the amount of client assets managed by MRA Advisory, case complexity, and number of meetings per year.
Financial planning services include:
Partnership with a dedicated fiduciary advisor who understands that every investor is unique. We employ a systematic process to help our clients achieve their financial goals. Your subscription includes:
- Dedicated fiduciary advisor. Most of our advisors have at least 20 years of industry experience.
- Assistant with setting financial planning portal to monitor and track your finances and financial plan.
- Budgeting support
- Asset allocation/portfolio construction advice for all your investments
- Investment policy statement and full access to MRA Investment Committee’s portfolio holdings
- Insurance planning: life, disability, long-term care, auto
- Estate planning guidance
- Executive compensation guidance: Employer stock plan, deferred compensation arrangements, benefits package
- Tax strategy and planning
- The number of meetings/check-ins per year varies from two to four (based on your situation).
Does MRA Advisory have account minimums?
We work with clients with investment portfolios managed by MRA Advisory with a minimum of US$50,000.
How much does it cost to invest with MRA Advisory?
The cost (advisory fee) is between 0.40% and 2.00% per year based on the value of assets managed by MRA Advisory. The cost covers the services provided by MRA Advisory and includes custodial services and working with a dedicated financial advisor to you. The advisory fee is charged monthly at the beginning of each month based on the customer’s account balance at the end of the previous month and is debited directly from the customer’s account. The advisory fee does not include costs charged by investment funds or the cost of additional services charged by the intermediary or custody firm.
When calculating the advisory fee, MRA also considers the total assets of the accounts under management and the complexity of each client’s case. The complexity of the case is determined by a combination of meetings per year, the number of goals, and the portfolio structure.
Prices are subject to change. Please read our ADV Brochure document for more information, which is available on this website.
How do I open an investment account with MRA Advisory?
We use a secure digital process for account opening and transfers.
How do I transfer my current investment accounts to MRA Advisory?
MRA Advisory works with the major U.S. custodians and can transfer most accounts into our platform.