Your future needs a plan
focus on your full picture
Integrated Personal and Business Services
Welcome to MRA
MRA Advisory Group (“MRA”) is an independent financial planning firm (“RIA”) offering global services, with offices in Florida and New Jersey. Most of our advisors have over 20 years of experience in the American market. Since 2012, MRA advisors have worked together as financial planning and wealth management professionals, associated with an American brokerage firm. In 2017, the team transitioned MRA into a fully independent registered investment advisory firm.
Our mission:
To help our clients solve their current financial challenges and plan for the future with confidence.
Video: Services and Process
What our clients say about us*
*Testimonials were provided by current clients at the time of their respective testimonials. The client was not compensated, nor are there material conflicts of interest that would affect the given statement. The statement may not be representative of the experience of other current clients and does not provide a guarantee of future performance, success or similar services. The client testimonials presented were chosen by the firm, other clients may have different experiences.
Solutions
Financial Education
Financial education is the set of knowledge and skills that help people earn, spend, save, invest, and protect money consciously throughout their lives.
Financial Planning
Financial planning is a structured, ongoing process that helps an individual or family organize, protect, invest, and transfer assets, thereby aligning financial decisions with short-, medium-, and long-term life goals.
Unlike merely “investing money,” the focus is on coordinating all areas of finance, as in the US, security is a major concern.
Investment Management
Investing for the long term entails allocating resources over several years (typically 5, 10, 20, or more), focusing on wealth growth, leveraging compound interest, maintaining discipline, and taking advantage of tax benefits along the way.
Taxes
Planning and preparing tax returns are two distinct yet complementary services that help individuals and businesses comply with the law and pay the lowest possible taxes.
Latest News
Are You Ready to Get Healthy?
Hello! I'm Coach Jen and I'm excited to be offering some healthy content while we all get financially healthy with MRA Advisory Group. As a busy working mom I know it’s hard to make the time for ourselves. It’s why I get up at 4:30 in the morning and have become a...
Women & Wealth: Do You Have Any Financial Blindspots?
Beth Wahlig, Wealth Advisor at MRA Advisory Group will be presenting a webinar on Tuesday, November 9th at 7:oo pm as part of her Women & Wealth series. Beth will be discussing common blind spots people have when it comes to their finances and planning for the...
Market Recap: Week Ending October 22, 2021
Each of the benchmark indexes listed here advanced last week, led by the S&P 500, which rose 1.6%. Corporate earnings data for the third quarter has gotten off to a solid start to help push stocks higher. However, investors are paying close attention to elevated...
Social Security’s Uncertain Future: What You Should Know
Social Security is a pay-as-you-go system, which means today's workers are paying taxes for the benefits received by today's retirees. However, demographic trends such as lower birth rates, higher retirement rates, and longer life spans are causing long-run fiscal...
Market Recap: Week Ending October 15, 2021
Despite a shaky start, Wall Street enjoyed a strong week of gains. A favorable start to corporate earnings season helped lift equities higher. Each of the benchmark indexes listed here posted solid weekly gains, led by the Nasdaq and the S&P 500. The dollar and...
CHECKLIST: What Issues Should I Consider When Moving Out of State?
Thinking about moving out of state? Consider these issues. In addition to the logistical challenges and the stress of relocation, this life transition can present a variety of financial issues that significantly impact your finances. It’s important to identify and...
DISCLOSURE: MRA is not affiliated with any Social Media site or news provider and does not expressly or implicitly adopt or endorse any of the expressions, opinions or content posted on Social Media or news provider sites. We do not control, serve, adopt or endorse any content may be published on Social Media or news provider sites and no post that MRA or any of our employees may post is intended to be a recommendation or state a testimonial for or about a security, service or product, or to provide investment, tax or any other advice.
Frequently Asked Questions
You’ve got questions. We’ve got answers.
Have a few questions after exploring our solutions and capabilities? Check out some of the most frequently asked questions for all your answers.
Who is MRA Advisory?
We are a Registered Investment Advisory (RIA) firm that focuses on offering generational planning services in a fiduciary capacity. With offices in New Jersey, Florida, and Kentucky, we offer flexible, subscription-based advisory services for every stage of our clients’ (individuals and businesses) financial journey. Together since 2012. Independent since 2017.
Most of our individual and business clients are in the United States and the Americas.
Does MRA Advisory charge for initial meetings?
No. We offer FREE initial conversations and assessments for potential individual and business clients.
What to expect from an initial conversation with us:
- A friendly and knowledgeable staff who understands the financial issues of your generation
- Confidentiality about your financial situation
- Professionals who work in a fiduciary capacity
- An open conversation about your financial goals and dreams
- An initial assessment of any “financial blind spots” that may be in the way for you to achieve your financial goals
- Disclosure on how we are compensated and a tailored outline of how we can partner with you to help you reach your financial goals
What's the cost and what's included with MRA Advisory financial planning subscription service?
Financial planning service subscription starts at $92/month. The subscription fee may be waived depending on the amount of client assets managed by MRA Advisory, case complexity, and number of meetings per year.
Financial planning services include:
Partnership with a dedicated fiduciary advisor who understands that every investor is unique. We employ a systematic process to help our clients achieve their financial goals. Your subscription includes:
- Dedicated fiduciary advisor. Most of our advisors have at least 20 years of industry experience.
- Assistant with setting financial planning portal to monitor and track your finances and financial plan.
- Budgeting support
- Asset allocation/portfolio construction advice for all your investments
- Investment policy statement and full access to MRA Investment Committee’s portfolio holdings
- Insurance planning: life, disability, long-term care, auto
- Estate planning guidance
- Executive compensation guidance: Employer stock plan, deferred compensation arrangements, benefits package
- Tax strategy and planning
- The number of meetings/check-ins per year varies from two to four (based on your situation).
Does MRA Advisory have account minimums?
We work with clients with investment portfolios managed by MRA Advisory with a minimum of US$50,000.
How much does it cost to invest with MRA Advisory?
The cost (advisory fee) is between 0.40% and 2.00% per year based on the value of assets managed by MRA Advisory. The cost covers the services provided by MRA Advisory and includes custodial services and working with a dedicated financial advisor to you. The advisory fee is charged monthly at the beginning of each month based on the customer’s account balance at the end of the previous month and is debited directly from the customer’s account. The advisory fee does not include costs charged by investment funds or the cost of additional services charged by the intermediary or custody firm.
When calculating the advisory fee, MRA also considers the total assets of the accounts under management and the complexity of each client’s case. The complexity of the case is determined by a combination of meetings per year, the number of goals, and the portfolio structure.
Prices are subject to change. Please read our ADV Brochure document for more information, which is available on this website.
How do I open an investment account with MRA Advisory?
We use a secure digital process for account opening and transfers.
How do I transfer my current investment accounts to MRA Advisory?
MRA Advisory works with the major U.S. custodians and can transfer most accounts into our platform.