No. We offer FREE initial conversations and assessments for potential individual and business clients.

What to expect from an initial conversation with us:

• A friendly and knowledgeable staff who understands the financial issues of your generation
• Confidentiality about your financial situation
• Professionals who work in a fiduciary capacity
• An open conversation about your financial goals and dreams
• An initial assessment of any “financial blind spots” that may be in the way for you to achieve your financial goals
• Disclosure on how we are compensated and a tailored outline of how we can partner with you to help you reach your financial goals

Financial planning service subscription starts at $92/month. The subscription fee may be waived depending on the amount of client assets managed by MRA Advisory, case complexity, and number of meetings per year.

Financial planning services include:

Partnership with a dedicated fiduciary advisor who understands that every investor is unique. We employ a systematic process to help our clients achieve their financial goals. Your subscription includes:

• Dedicated fiduciary advisor. Most of our advisors have at least 20 years of industry experience.
• Assistant with setting financial planning portal to monitor and track your finances and financial plan.
• Budgeting support
• Asset allocation/portfolio construction advice for all your investments
• Investment policy statement and full access to MRA Investment Committee’s portfolio holdings
• Insurance planning: life, disability, long-term care, auto
• Estate planning guidance
• Executive compensation guidance: Employer stock plan, deferred compensation arrangements, benefits package
• Tax strategy and planning
• The number of meetings/check-ins per year varies from two to four (based on your situation).

We work with clients with investment portfolios managed by MRA Advisory with a minimum of US$50,000.

The cost (advisory fee) is between 0.40% and 2.00% per year based on the value of assets managed by MRA Advisory. The cost covers the services provided by MRA Advisory and includes custodial services and working with a dedicated financial advisor to you.  The advisory fee is charged monthly at the beginning of each month based on the customer’s account balance at the end of the previous month and is debited directly from the customer’s account. The advisory fee does not include costs charged by investment funds or the cost of additional services charged by the intermediary or custody firm.

When calculating the advisory fee, MRA also considers the total assets of the accounts under management and the complexity of each client’s case. The complexity of the case is determined by a combination of meetings per year, the number of goals, and the portfolio structure.

Prices are subject to change. Please read our ADV Brochure document for more information, which is available on this website.

We use a secure digital process for account opening and transfers.

MRA Advisory works with the major U.S. custodians and can transfer most accounts into our platform.