Pricing
Whether you are an early or late bloomer, you can count on
MRA as a financial partner that is fully committed towards
helping you reach your financial goals.
As MRA Advisory Group client, you can expect:
As Seen On:
Flexible subscription services for all life stages
Wealth Management Services
Digital Investing
Automated investment services– Internet-based investing for specific goals: retirement, college, major purchase
– Globally diversified ETF (Exchange Trade Funds) portfolios based on your risk tolerance and time horizon
– Automated account transfers/withdrawals
– Fully digital account opening and servicing (open an account in just a few minutes)
– Account Manager access via email, phone or text (no dedicated advisor).
– No commissions. Account minimum: $5,000
*Annual fee: 0.65%. Fee will be billed monthly in arrears in 1/12 intervals and will be pulled from your investment account. As an example, the monthly fee is $0.54/per $1,000 invested.
Charles Schwab & Co., Inc. (“CS&Co”), a registered broker-dealer and member SIPC, will provide custody, trading and support services for your account(s).
WealthBuilder Investing
Investing with a dedicated advisor– Goals-based investing: retirement, college, major purchase
– Globally diversified ETF (Exchange Trade Funds) or Stock portfolios based on your risk tolerance and time horizon
– Dedicated fiduciary financial advisor
– No commissions. Account minimum: $5,000
*Annual fee ranges from 0.40% – 1.50%. Fee will be billed monthly in arrears in 1/12 intervals and will be pulled from your investment account. As an example, the monthly fee for the first assets under management tier ($0 – $499K) is $1.25/per $1,000 invested. Review ADV Brochure for full tier pricing.
Charles Schwab & Co., Inc. (“CS&Co”), a registered broker-dealer and member SIPC, will provide custody, trading and support services for your account(s).
RetirementBuilder
Individual 401K, 403B, and IRA Advice– Wondering how to better manage your Retirement Accounts? RetirementBuilder is your solution.
– Set it and forget no longer works! In today’s market, being passive with your retirement savings is no longer an option.
– Personalized investment advisory services for certain accounts such as 401Ks, 403Bs, IRAs and annuities held away from our firm. With RetirementBuilder, we can help you manage your retirement accounts no matter where they are held using our multi-custodian trading platform.
– Accounts managed at your current custodian (restrictions apply).
– With our trading platform, we can access your held away accounts on your behalf. The technology behind our trading platform enables our Wealth Advisors to trade, rebalance or reallocate your investments based on your financial goals, risk profile and time horizon.
– No long-term commitments. Start or cancel the service at any time.
*Annual fee ranges from 0.40% – 1.50%. Fee will be billed monthly in arrears in 1/12 intervals and will be pulled from your investment account. As an example, the monthly fee for the first assets under management tier ($0 – $499K) is $1.25/per $1,000 invested. Review ADV Brochure for full tier pricing.
Financial Planning Services
Financial Marketplace
Free tools and planning resources– Free Planning tools and resources portal to help you make money decisions today while preparing for tomorrow.
BASIC
Generational Planning– Client portal. View your financial life. Anytime. Anywhere.
– Typical number of meetings per year: TWO
– Typical number of goals covered: TWO
– Asset allocation advice on ALL investment accounts
– Dedicated fiduciary advisor
– Investment policy statement
– Insurance planning: life, disability, long-term care, auto, home and business
– Charitable giving strategies
– Case complexity: BASIC
ADVANCED
Generational Planning– Client portal. View your financial life. Anytime. Anywhere.
– Typical number of meetings per year: THREE
– Typical number of goals covered: THREE
– Asset allocation advice on ALL investment accounts
– Dedicated fiduciary advisor
– Investment policy statement
– Insurance planning: life, disability, long-term care, auto, home and business
– Charitable giving strategies
– Case complexity: ADVANCED
COMPLEX
Generational Planning– Client portal. View your financial life. Anytime. Anywhere.
– Typical number of meetings per year: CUSTOMIZED
– Typical number of goals covered: CUSTOMIZED
– Asset allocation advice on ALL investment accounts
– Dedicated fiduciary advisor
– Investment policy statement
– Insurance planning: life, disability, long-term care, auto, home and business
– Charitable giving strategies
– Case complexity: COMPLEX
Add-on Services
Tax Preparation and Planning
provided by affiliate MRA Tax Services– Tax preparation and planning for individuals and businesses
– We work as part of your team to ensure that taxes don’t derail your financial plan. Our tax experts stay up to date on the ever-changing tax laws and can help you make appropriate decisions. We are available year-round and will be proactive in tax planning and filings to ensure that efficient tax strategies are discussed and implemented as appropriate.
– Tax planning is an important component of your overall financial plan. It involves several variables that include the timing of income, purchases, investments, sales, retirement assets, deductions and many other moving parts. Business tax planning comes into play during all phases of the business life cycle. We find that it is always better to create a plan ahead of time rather than after the transaction. Let us analyze your financial situation in real-time and formulate a tax-efficient plan that is in alignment with your financial goals and business needs.
Estate Planning
Document Preparation Services**– Estate Planning is an essential component to your overall financial plan. It allows you to gain more control over aspects of your life both during your lifetime and after your death.
– Trust
– Certification of Trust
– General Transfer
– Financial Power of Attorney
– Medical Power of Attorney or Advance Health Care Directive
– HIPAA Release
– Will
** Scope of Service: MRA will conduct a client interview to gather data that will be forwarded to HELIOS INTEGRATED PLANNING (“HIP”). HIP will then prepare the estate planning documents strictly using the data gathered by MRA.
Life Insurance
Protect want you can't afford to lose– Protecting what you can’t afford to lose such as your ability to earn an income and your loved ones from a premature death or illness make up one of the foundations of a solid financial plan.
– We educate and help protect clients in the areas of insurance using a comprehensive due diligence process. The process includes:
1) Determining your insurance needs based upon your personal financial situation
2) Evaluating multiple insurance types and providers
3) Facilitating the underwriting process, which determines your insurance eligibility
4) Helping you choose a plan based upon your needs
Small Business Solutions
SmallBizExecs– End the chaos of running your business by yourself
– Need a partner who understands your business?
– Wearing too many hats?
–Want to work with seasoned professionals?
– Looking for flexibility on services to hire?
– Want to focus on business growth Get it done with SmallBizExecs
– Case complexity is determined by a combination of meetings per year, number of goals and net worth structure.
* See ADV Brochure for additional details.