Parsippany, NJ - USA
+1 844.672.7623
support@mraadv.com

RetirementBuilder

Wondering how to manage your retirement accounts?

In today’s markets, being passive with your retirement savings is no longer an option.

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PROFESSIONAL ADVICE

Personalized investment advisory services for certain accounts such as 401ks, 403bs, IRAs and annuities held away from our firm. With RetirementBuilder, we can help you manage your retirement accounts no matter where they are held using our multi-custodian trading platform.

MULTI-CUSTODIAN TRADING PLATFORM

With our trading platform, we can access your held away accounts on your behalf. The technology behind our trading platform enables our Wealth Advisors to trade, rebalance or reallocate your investments based on your financial goals, risk profile and time horizon.

TRANSPARENT FEE STRUCTURE

We don’t charge commissions. The fee for RetirementBuilder is consistent with MRA’s Private Wealth Advice Program in which clients pay an annual investment advisory fee ranging from 0.40% to 1.50% based on assets under management.

FLEXIBILITY

No long-term commitments. Start or cancel the service at any time.

How it works

1

GET READY

Speak with one of our Wealth Advisors to review your current retirement accounts and to build an Investment Policy Statement* based on your unique investment profile, objectives, risk tolerance and time horizon.

2

SET

Sign up for RetirementBuilder and connect your accounts to our multi-custodian trading platform.

3

GO!

Your are all set! Our team will begin managing your retirement account(s) based on your agreed upon Investment Policy Statement. Working one-on-one with one of our Wealth Advisors, you will receive quarterly portfolio updates and/or reviews. Portfolio updates and/or reviews may be also processed as needed based on market conditions.

*Investment Policy Statement (IPS): The purpose of an Investment Policy Statement is to describe the process to be used by the financial advisor or other fiduciary in making investment decisions. The financial advisor will follow the terms of the IPS as part of effectively supervising, monitoring and evaluating the investment objectives of the client.
An IPS should be developed to:
– State in a written document the expectations, objectives and guidelines of the investment options.
– Establish an investment structure for the investment options to provide a sufficient level of diversification across asset classes and investment styles.
– Provide guidelines for each of the investment options that address the level of risk and return, in accordance with stated objectives.
– Establish formalized criteria to monitor, evaluate, and compare the performance results achieved by the financial advisor on a regular basis.
– Encourage effective communications among the financial advisor, clients, investment managers, and other professional advisors.
– Comply with the prudence, due diligence, diversification and other applicable fiduciary standards imposed by law.
– Set forth general investment strategy including strategic asset allocation (i.e., which asset categories will comprise what percentages of the investment portfolio).
An Investment Policy Statement is the product of due and careful consideration by the financial advisor of the client and describes the fiduciary process that the financial advisor deems to be appropriate under the circumstances. While it guides the actions of fiduciaries, it should not prohibit the use of their discretion to ultimately make prudent investment decisions.

VIDEO: Connecting your accounts to RetirementBuilder.

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